Terms of Use

Temple Digital Group Inc. (“Temple,” “we,” “us,” or “our”) provides Services (as defined below) to you (“you” or “User”) through its platform available at https://templedigitalgroup.com, together with any successor or related domains, applications, and interfaces we operate (the “Platform”).

These Terms of Use (“Terms”) govern your use of the Platform, including any content, functionality, and services offered to you on or through the Platform (the “Services”), whether as a guest or a registered user. The E-SIGN Act Disclosure and Consent attached at the end constitutes an inherent part of the Terms.

For purposes of these Terms: (a) "USDC" means the U.S. dollar-denominated stablecoin issued by Circle Internet Financial, LLC or its regulated affiliates on supported blockchain networks; (b) "USDCx" means the U.S. dollar-denominated, USDC-backed token issued on the Canton Network and backed by USDC held in reserve on a source blockchain network; (c) "Canton Coin" means the native token of the Canton Network; (d) "Bridge Service" means the functionality made available through the Platform that enables you to initiate the transfer or conversion of supported digital assets between supported blockchain networks, including the deposit of USDC on a supported source network in order to receive USDCx on the Canton Network, together with any corresponding withdrawal or reverse-transfer functionality that we may make available from time to time; and (e) "Onboarding Contract" means the on-chain opt-in agreement you execute when you enable trading on the Platform, through which you grant the Delegated Operator Authorization described below and consent to electronic records. USDC, USDCx, and Canton Coin are separate and distinct digital assets; USDCx is not USDC, and neither is issued by Temple. The Bridge Service is a discrete service separate from the core non-custodial trading infrastructure described in the Delegated Operator Authorization section below, and your use of the Bridge Service is governed by the terms of the applicable third-party providers in addition to these Terms.

BY ACCESSING THE PLATFORM IN ANY MANNER, INCLUDING BY VISITING THE WEBSITE, CONNECTING YOUR WALLET TO THE PLATFORM, OR OTHERWISE USING OR ACCESSING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO THESE TERMS AND ALL TERMS INCORPORATED BY REFERENCE.
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THESE TERMS INCLUDES A MANDATORY ARBITRATION AGREEMENT AND CLASS ACTION WAIVER WHICH (WITH LIMITED EXCEPTIONS) REQUIRE ANY DISPUTES BETWEEN US TO BE RESOLVED THROUGH INDIVIDUAL ARBITRATION RATHER THAN BY A JUDGE OR JURY IN COURT.
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IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS THE PLATFORM OR USE THE SERVICES.

By agreeing to these Terms, you also certify that you are at least 18 years of age.

By accessing the Platform or using the Services, you represent and warrant that: (a) you have the legal capacity to enter into these Terms; (b) you are not located in, ordinarily resident in, or organized under the laws of any jurisdiction that is subject to comprehensive U.S. sanctions administered by the Office of Foreign Assets Control (“OFAC”) or that is listed in our Unsupported Jurisdictions policy; (c) you are not identified on, and are not owned or controlled by or acting on behalf of any person identified on, OFAC’s Specially Designated Nationals and Blocked Persons (“SDN”) List or any other applicable sanctions or restricted-party list; and (d) you will not use the Services on behalf of any person who could not make these representations. You agree to notify us promptly if any of these representations ceases to be accurate.

We are not registered with the U.S. Securities and Exchange Commission in any capacity. You understand and acknowledge that we do not broker trading orders on your behalf. Except as expressly permitted under a user’s Delegated Operator Authorization (as described below), we do not facilitate the execution or settlement of your trades, which occur entirely on blockchains. As a result, we do not (and cannot) guarantee market best pricing or best execution through the Services. Any references to “best price” or similar language does not constitute a representation or warranty about pricing.

Temple reserves the right to change and modify these Terms at any time and at our sole discretion. If we make material changes to these Terms, we will provide notice through the Platform and, where we hold a valid email address for you, by email, and will update the “Last Updated” date at the beginning of these Terms. Material changes will take effect on the date stated in the notice except that changes we reasonably determine are necessary to comply with law or to address security, sanctions, AML, or fraud risks may take effect immediately. By continuing to access or use the Platform after the applicable effective date, you confirm your acceptance of the revised Terms. It is your sole responsibility to review the Terms upon being notified of a change and from time to time and to ensure that you understand the terms and conditions that apply when you access or use the Platform.

Certain Services are available to you if you simply visit the Platform, others are accessible only if you have created an Account (as defined below) and/or connected a compatible digital wallet to the Platform (“Wallet”).
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You understand and agree that the Platform is constantly being developed and modified by Temple to adjust to the rapidly developing web3 environment and commercial reality. Temple may use third-party protocols, infrastructure, and service providers to facilitate certain Services, including cross-chain transfers and conversions made available through the Bridge Service. Temple does not guarantee the availability of any Service provided or advertised at any point and reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Temple will not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.
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Temple does not make any representation or guarantee that any user of the Platform will achieve any particular outcome because of using the Services.
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If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for legitimate business purposes or your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
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To the extent that you use the Platform for commercial purposes, access or use of any part of the Platform or any Services or materials available through the Platform must be limited to legitimate business needs and considerations as related to your role as a potential or current supplier, distributor, or customer of Temple.
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Additional terms and conditions may apply to specific portions, Services, or features of the Platform. All such additional terms and conditions are hereby incorporated by this reference into these Terms. In the event of a conflict, any supplemental terms and conditions, and additional disclosures and disclaimers will govern for those portions, Services, or features of the Platform.

When you opt in to the Onboarding Contract, you grant Temple Digital Group Inc. and/or its designated operator (collectively, the “Operator”) a limited, revocable authorization to act as your agent solely to co-sign on-chain settlement requests necessary to complete your user-submitted orders on the Canton Network and to perform associated allocation operations limited to your holdings, including splitting and merging amounts required to satisfy a specific settlement. The Operator’s role is ministerial and non-discretionary: the Operator co-signs only settlement requests that correspond to orders you have submitted, and exercises no discretion over price, counterparty, timing, or order selection. This authorization applies only to allocations and holdings belonging to you, and only where the relevant smart contract identifies the Operator as an executor, and does not permit the Operator to place new orders, initiate withdrawals, or otherwise transfer your assets absent your instruction. You retain control of your wallets and private keys at all times; the Operator has no independent ability to transfer your assets for any purpose other than co-signing a settlement request that you have authorized by placing an order through the Services. Where the designated operator is an entity other than Temple, it is an Indemnitee and a Representative for purposes of the disclaimers, limitations of liability, and indemnification in these Terms.
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Allocation of assets to the Services is an on-chain action that you initiate and authorize by signing a transaction through your Wallet, and any applicable network or transaction fees (“gas”) for on-chain actions you authorize are your responsibility. When an order is settled on chain, the resulting proceeds are returned directly to your connected wallet(s). You acknowledge that settlement timing and delivery of proceeds depend on network conditions, smart contract execution, and other factors outside Temple’s control.

You may withdraw this delegation at any time using the “Withdraw Delegation” option in the Services. Upon withdrawal, we will cancel your open orders and, where technically and legally feasible, roll back any trades that have not yet settled on chain. After withdrawal, your access to the Services will be limited to an “emergency withdraw” function that returns your trading balances to your connected wallet(s), subject to legal and technical constraints, network conditions, and any applicable compliance hold. This withdrawal operates prospectively and does not affect transactions that have already achieved on-chain finality.

Delegation, order cancellation, rollbacks, and emergency withdrawals remain subject to our obligations under applicable law, including the Bank Secrecy Act and U.S. sanctions administered by OFAC. We may delay, block, or require additional information for any action if we believe it is necessary to comply with law or to address sanctions, AML, or fraud risks. Nothing in this section requires us to complete a rollback or emergency withdrawal if doing so would violate law or is not supported by the relevant network or smart contract.

Title to and control of your digital assets remains with you at all times. We do not take custody of, or control, your assets. We do not broker orders on your behalf. To the extent the Operator co-signs a settlement request pursuant to your delegation, such co-signature is made as your limited agent solely to execute settlement for your user-submitted orders, and does not constitute custody or brokerage by Temple. The Operator cannot move, withdraw, or redirect your assets to any destination other than settlement of an order you have submitted, and settled balances are returned only to the originating connected Wallet from which they were allocated. With respect to the Bridge Service, you initiate and authorize each transaction from your own Wallet, and the assets you transfer are received by third-party protocols and smart contracts as described in the Third-Party Bridge Infrastructure section below and not by Temple.

The Bridge Service relies on third-party protocols, smart contracts, blockchain networks, attestation services, token issuers, validators, wallet providers, and other infrastructure that Temple does not own, operate, or control. USDC-to-USDCx transactions currently rely on Circle xReserve and related Canton Network infrastructure. Under that architecture, USDC is deposited into a smart contract deployed by Circle Internet Financial, LLC or its affiliates, the deposit is verified and attested by the applicable attestation service, and USDCx is issued on the Canton Network by the applicable Canton protocol. Temple may change, add, or discontinue the third-party infrastructure used for the Bridge Service at any time.
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Temple does not issue USDC, USDCx, or Canton Coin. USDC is issued by Circle Internet Financial, LLC or its regulated affiliates. USDCx is issued on the Canton Network by a protocol that Temple does not control and is backed by USDC held in reserve by third-party infrastructure. Canton Coin is the native token of the Canton Network. Temple does not hold, manage, or administer the reserves backing any of these assets and makes no representation or warranty regarding the backing, redeemability, peg, or regulatory status of any digital asset.

Temple does not guarantee the availability, security, performance, continuity, or regulatory status of any third-party protocol, infrastructure, provider, or digital asset used in connection with the Bridge Service. A transaction initiated through the Bridge Service may be delayed, rejected, paused, limited, or unsuccessful as a result of network conditions or finality requirements, smart-contract operation or failure, rate limits or other controls imposed by a third-party protocol or provider, compliance or sanctions screening, or the acts or omissions of any third party. Third-party providers may impose their own fees, which are separate from any fees charged by Temple. Your use of the Bridge Service may be subject to the terms, policies, and disclosures of the applicable third-party providers, and you are responsible for reviewing them.

Temple provides the interface through which you may initiate a Bridge Service transaction. Temple does not act as your custodian, and does not accept, hold, or transmit your digital assets, in connection with the Bridge Service. You are solely responsible for verifying the source network, destination network, recipient address or party identifier, and transaction amount before authorizing any transaction, and transactions may be irreversible once submitted.

The Services require you to connect a Wallet. Your Wallet is created, provided, and controlled by a third party (the “Wallet Issuer”), not by Temple. Temple does not operate, host, or control your Wallet, does not guarantee its performance, availability, compatibility, or security, and is not responsible or liable for the acts, omissions, or failure of any Wallet Issuer. Your use of a Wallet is governed by the Wallet Issuer’s own terms and policies.

You are solely responsible for the custody, control, and security of your Wallet, including your private keys, seed or recovery phrases, passwords, and any other credentials or devices used to access your Wallet. Temple does not store and will never have access to your private keys or seed phrases, and Temple will never ask you to disclose them. Any person who asks you for your private keys or seed phrase is attempting to defraud you.

You are solely responsible for verifying wallet addresses and transaction details before authorizing any transaction. Blockchain transactions are, once confirmed, generally irreversible. Temple cannot cancel, reverse, or recover a transaction that has achieved on-chain finality, and cannot recover assets sent to an incorrect or incompatible address.

You accept all risk of loss arising from: (a) loss, theft, or compromise of your private keys, seed phrases, credentials, or devices; (b) phishing, malware, social engineering, or unauthorized access to your Wallet; (c) your own error, including sending assets to the wrong address or authorizing an unintended transaction; and (d) any act, omission, insolvency, or failure of a Wallet Issuer or other third party you rely on. Temple is not responsible or liable for any such loss.

By opting in to the Onboarding Contract, you consent to receive the authorization confirmation, and related notices electronically as indicated herein and in E-SIGN Act Disclosure and Consent and you acknowledge that you have the ability to access and retain these records. You may withdraw your consent to electronic records at any time by following the instructions in our E-SIGN Act Disclosure and Consent; doing so may require you to cease use of the Services and will not affect the legal effectiveness of prior electronic records.

The Platform is for informational or functional purposes only. None of the content contained on the Platform constitutes a solicitation, offer, opinion, or recommendation by Temple to buy or sell any securities, other financial instruments, or digital assets, or to provide legal, tax, accounting or investment advice or services regarding the suitability or profitability of any security or investment. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance placed on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor of the Platform, or by anyone who may be informed of any of its contents.

The Platform may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Temple, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of the Temple. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

To access the Platform and the Services, you may be asked to provide certain registration details and other information, create an account on the Platform (“Account”) and connect your Wallet to your Account. It is a condition for your use of the Platform that all the information you provide on the Platform is correct, current, and complete. You agree that all information you provide to register on the Platform or otherwise is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

If you choose or are provided a username, password, or any other piece of information as part of the Services, you must treat such information as confidential, and you must not disclose it to any other person or entity. Where multi-factor authentication (“MFA”) is made available, you are responsible for enabling and maintaining it to help secure your Account. You acknowledge that your Account is personal to you and agree not to provide any other person with access to the Platform or portions of it using your username, password, Account, or any other information. You agree to notify us immediately of any unauthorized access to or use of your username, password, or Account, or any other breach of security. You also agree to ensure that you exit from your Account at the end of each session. You should use caution when accessing your Account from a public or shared computer so that others are not able to view or record your password or other personal information.

We may make available different types of Accounts, which may include individual Accounts, business or entity Accounts, sub-accounts, and Accounts for authorized automated agents or bots. The types of Accounts available, and the conditions for opening and operating them, are determined by us and are subject to our authorization and to our KYC/KYB and other verification requirements.

If you open or use an Account on behalf of a business or other legal entity, you represent and warrant that you are duly authorized to act for and bind that entity, that the entity is the User and is bound by these Terms, and that both you and the entity will comply with them. We may require verification of the entity and of your authority to act for it.

Where we make available Accounts or access for automated agents, bots, or programmatic trading, your use remains subject to these Terms, and you are responsible for all activity conducted through such Accounts or access, including activity by any agent or automated system you deploy or authorize.

Except for sub-accounts, agent Accounts, or additional Accounts that we expressly make available or authorize, you may not create or control multiple or duplicate Accounts. In all cases, you may not: register or verify an Account using false information or another person’s identity, information, or documents without authorization; permit any unauthorized person to access or use your Account; or create or operate Accounts through undisclosed proxies or nominees, or through coordinated or collusive activity intended to evade verification, eligibility, or other limits or to obtain an unfair advantage. We may restrict, suspend, or terminate any or all Accounts that we determine are unauthorized duplicates, or that are opened or operated in violation of this paragraph.

We have the right to disable any Account, username, password, or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms.

Temple maintains a security program that includes administrative, technical, and organizational safeguards designed to protect the Platform and Account information using measures that are commercially reasonable for the nature of the Services. These measures may include multi-factor authentication, the origin-restricted settlement described above, and independent testing of our systems. You are responsible for taking your own reasonable measures to secure your Account, credentials, Wallet, and devices.

No system, product, or security program can guarantee absolute security. Temple does not warrant that the Platform or the Services will be uninterrupted, secure, or free of vulnerabilities, viruses, or unauthorized access, and nothing in this section constitutes a representation, warranty, or guarantee of any specific security outcome, certification, or standard. This section is subject to the Disclaimer of Warranties and Liability Limitation sections below.

Establishing and maintaining an Account and obtaining access to our Services is conditional upon the successful completion of our Know Your Customer (KYC) and/or Know Your Business (KYB) verification procedures.

You must provide accurate and complete information and documentation to enable us and Persona, our third-party service provider, to conduct the required KYC/KYB checks as well as any applicable Anti-Money Laundering (AML) screenings. Documentation you submit must be genuine, unaltered, clearly legible, and belong to you, and must meet our verification requirements. We may reject documentation that is unclear, incomplete, altered, falsified, handwritten where not permitted, or that we are otherwise unable to verify.

We reserve the right to refuse, suspend, or terminate access to the Services, or to freeze or close any Account, at any time, if we determine, at our sole discretion, that:

Where required by law, SARs or STRs may be filed with the relevant governmental or regulatory authorities. You acknowledge and agree that we may be legally prohibited from disclosing the filing or existence of such reports to you or to any other party.

Verification and AML determinations are made in our sole discretion and are final. Following a restriction, suspension, or termination based on KYC/KYB or AML grounds, we may decline to permit re-application, re-verification, or appeal.

Temple may charge fees for the trading of designated pairs of tokens through the Services (each, a “Trading Fee”). The tokens or pairs to which a Trading Fee applies, and the amount, rate, or method of calculating the applicable Trading Fee, will be indicated on the Platform. Any applicable Trading Fee will be indicated to you prior to the execution of the relevant trade. We may change our Trading Fees at any time and in our sole discretion, Trading Fees may be separate from, and in addition to, any network or transaction fees and any third-party fees described elsewhere in these Terms.
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We may require that a Trading Fee be paid in advance (a “Prepaid Fee”) to execute trades through the Services. Where a Prepaid Fee is required, you may elect the amount of your Prepaid Fee, provided that the amount is not less than the minimum and not more than the maximum amount indicated on the Platform. Each Prepaid Fee will be paid in the currency or token indicated on the Platform for that Prepaid Fee. If we require a Prepaid Fee, you are responsible for maintaining a fee credit balance sufficient to cover applicable Trading Fees; if your remaining fee credit is insufficient to cover the Trading Fee applicable to an order, we may decline to execute, or may cancel, that order.
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Each Trading Fee and any Prepaid Fee is non-refundable. Each Prepaid Fee constitutes payment of fees to Temple and not a deposit, custodial arrangement, escrow, trust, loan, or investment. Upon your payment of a Prepaid Fee, title to the currency or tokens comprising the Prepaid Fee passes to Temple, and the amount of the Prepaid Fee is recorded as a fee credit to be applied against Trading Fees as they accrue. You retain no ownership of, property interest in, or claim to the specific currency or tokens paid, and Temple may hold, use, and commingle such amounts as its own property.
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The Trading Fee indicated to you on the Platform at the time you submit an order is the fee applicable to that trade. Notwithstanding the foregoing, where a fee displayed on the Platform is the result of a manifest error, technical malfunction, or inaccurate data, Temple may correct the error and, where the error affected an executed trade, apply the fee that would have applied absent the error or, at its election, cancel the affected trade and restore the corresponding fee credit.

You are responsible for all sales, use, value-added and other taxes, duties, and assessments now or hereafter claimed or imposed by any governmental authority, associated with your use of the Services or the Platform (including, without limitation, any taxes that may become payable as a result of your ownership, transfer, purchase, or sale of assets).

You acknowledge and agree that Temple (or, as applicable, its licensors) owns all intellectual property rights, title, and interest in and to the technology and content underlying and constituting the Platform and the Services (“Temple IP”).

You acknowledge and agree that the Services, including their look and feel (for example, text, graphics, images, logos, page headers, button icons, and scripts), proprietary content, information, and other materials, and all content and other materials contained therein, including, without limitation, the Temple logo and all designs, text, graphics, pictures, data, software, sound files, other files, and the selection and arrangement thereof (“Services Content”) are the proprietary property of Temple, and you agree not to take any action(s) inconsistent with such ownership interests.

Except as expressly authorized by Temple, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute, or create derivative works based on the Services or the Services Content, in whole or in part. Any use of the Services or the Services Content other than as specifically authorized herein is strictly prohibited.

Temple’s name and logos are trademarks and service marks owned by Temple (collectively, the “Temple Trademarks”). Other company, product, and service names and logos used and displayed via the Services may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to Temple. Nothing in these Terms or the Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Temple Trademarks without Temple’s prior written permission in each instance. All goodwill generated from the use of Temple Trademarks will inure to our exclusive benefit.

The information on the Platform and any information provided in connection with the Services are provided to users of the Platform only and for information only, and do not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any asset, including any products or services, or an invitation, offer or solicitation to engage in any investment activity with respect to any asset.

The information on the Platform and any information provided in connection with the Services are provided solely on the basis that you will make your own decisions. Temple does not take account of your interests, investment objectives, particular needs, or financial situation.

In addition, nothing on the Platform and no information provided in connection with the Services constitute financial, legal, accounting, or tax advice. It is strongly recommended that you seek professional investment advice before making any investment decision. Any investment decision that you make should be based on an assessment of your risks in consultation with your investment adviser.

Please note the following risks related to accessing, purchasing, selling, or using digital assets:

The prices and liquidity of digital assets are extremely volatile and may be subject to large fluctuations. Fluctuations in the prices of digital assets could materially and adversely affect Temple.

Temple does not make any representations or warranties about third-party content visible on the Platform, including any information about digital assets. You are responsible for verifying the legitimacy, authenticity, and legality of the digital assets that you purchase on the Platform.

Legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of digital assets. Transfers of digital assets may be irreversible, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable.

Digital assets and the Services depend on blockchain networks, smart contracts, and related technologies that carry inherent risks. These include, without limitation, software bugs, errors, or vulnerabilities in smart contracts; exploits, hacks, or attacks; oracle failures or inaccurate data feeds; network forks, congestion, downtime, or chain reorganizations; and validator, node, or bridge failures. The Services operate on the Canton Network and are dependent on its continued availability and proper functioning, which Temple does not control. A failure, interruption, or compromise of the Canton Network or any smart contract used by the Services may delay or prevent allocations, orders, settlements, or withdrawals, and may result in loss.

You agree and understand that you are solely responsible for determining the nature, potential value, suitability of any digital asset, and appropriateness of these risks for yourself, and that we do not give advice or recommendations regarding any digital asset, including the suitability and appropriateness of any digital asset, or investment strategies in connection with any digital asset.

You understand and agree that Temple will not be responsible for any communication failures, disruptions, errors, distortions, or delays you may experience when using the Services or engaging in a transaction on the Platform, however caused, including those caused by third-party protocols, infrastructure, or service providers. Temple does not control the operations of such third parties and cannot guarantee the outcomes of transactions facilitated through them.

You understand and agree that you access and use the Services at your own risk.

If you deposit assets using a third-party wallet or service, you may incur third-party vendor fees, including gas fees, that are separate from any fees charged by Temple. Temple does not control, and is not responsible for, fees charged by third-party wallets, bridges, or other service providers. You are solely responsible for reviewing and paying any such fees before initiating a deposit or other transaction.

You agree that you will not, and will not permit any third party to, do or attempt to do any of the following without Temple’s express prior written consent in each case:

You will not use the Services, the Platform, or Temple IP to engage in, or attempt to engage in, any of the following categories of prohibited activity in relation to your access and use of the Platform:

Our Privacy Policy is a part of these Terms. Please review the Privacy Policy, which also governs the Services and informs users of the Platform of our data collection practices.

YOUR USE OF THE PLATFORM AND THE SERVICES IS AT YOUR SOLE RISK. EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN WRITING BY TEMPLE, THE SERVICES, SERVICES CONTENT, AND TEMPLE IP ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TEMPLE AND ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, EMPLOYEES, REPRESENTATIVES, DIRECTORS, AND AGENTS (INCLUDING THE OPERATOR) (COLLECTIVELY, “REPRESENTATIVES”) MAKE NO WARRANTY THAT (I) THE PLATFORM AND THE SERVICES (INCLUDING THE BRIDGE SERVICE AND ANY SERVICES FACILITATED BY THIRD-PARTY PROTOCOLS, INFRASTRUCTURE, OR PROVIDERS) WILL MEET YOUR REQUIREMENTS, (II) THE PLATFORM AND THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, OR (IV) THE QUALITY OF THE PLATFORM, THE SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICES WILL MEET YOUR EXPECTATIONS. TEMPLE DOES NOT CONTROL THE OPERATIONS OF ANY THIRD-PARTY PROTOCOL, INFRASTRUCTURE, OR PROVIDER (INCLUDING ANY BRIDGE INFRASTRUCTURE PROVIDER, TOKEN ISSUER, OR WALLET ISSUER) AND DOES NOT GUARANTEE THE OUTCOMES OF TRANSACTIONS FACILITATED BY THEM, INCLUDING TRANSACTIONS INITIATED THROUGH THE BRIDGE SERVICE.

TEMPLE AND ITS REPRESENTATIVES WILL NOT BE LIABLE FOR ANY LOSS OF ANY KIND FROM ANY ACTION TAKEN OR TAKEN IN RELIANCE ON MATERIAL OR INFORMATION CONTAINED IN THE SERVICES. TEMPLE DOES NOT REPRESENT OR WARRANT THAT CONTENT PROVIDED VIA THE PLATFORM IS ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE.

TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE PLATFORM OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE PLATFORM OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL TEMPLE OR ITS REPRESENTATIVES BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFIT OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM THESE TERMS, THE PLATFORM, THE SERVICES, SERVICES CONTENT, TEMPLE IP, OR THIRD PARTY PLATFORMS AND PRODUCTS (INCLUDING, WITHOUT LIMITATION, RISKS ASSOCIATED WITH THE OPERATIONAL, TECHNICAL, OR COMPLIANCE FAILURES OF ANY THIRD-PARTY PROTOCOL, INFRASTRUCTURE, TOKEN ISSUER, OR SERVICE PROVIDER IN CONNECTION WITH THE BRIDGE SERVICE), OR FOR ANY DAMAGES RELATED TO LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, OR LOSS OF DATA, WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE AND EVEN IF THEY HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE PLATFORM, THE SERVICES, SERVICES CONTENT, TEMPLE IP, OR THIRD-PARTY PLATFORMS AND PRODUCTS ARE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA RESULTING THEREFROM.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, IN NO EVENT WILL THE MAXIMUM AGGREGATE LIABILITY OF TEMPLE OR ANY OF ITS REPRESENTATIVES ARISING OUT OF OR IN ANY WAY RELATED TO THESE TERMS, THE ACCESS TO AND USE OF THE PLATFORM, THE SERVICES, SERVICES CONTENT, OR TEMPLE IP EXCEED FIVE HUNDRED U.S. DOLLARS ($500).

NOTHING IN THESE TERMS EXCLUDES OR LIMITS LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW, INCLUDING LIABILITY FOR FRAUD, FRAUDULENT MISREPRESENTATION, GROSS NEGLIGENCE, OR WILLFUL MISCONDUCT.

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OR EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU OR BE ENFORCEABLE WITH RESPECT TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICES, TEMPLE IP, OR THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICES.

IF ANY PORTION OF THIS LIABILITY LIMITATION SECTION IS HELD TO BE INVALID UNDER THE LAWS OF THE STATE OR COUNTRY OF YOUR RESIDENCY, THE INVALIDITY OF SUCH PORTION WILL NOT AFFECT THE VALIDITY OF THE REMAINING PORTIONS OF THE APPLICABLE SECTIONS, WHICH SHALL BE APPLICABLE TO THE BROADEST EXTENT POSSIBLE UNDER THE LAWS OF THAT STATE OR COUNTRY.

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Temple and its Representatives (collectively, the “Indemnitees”), from and against all actual or alleged third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys’ fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, “Claims”), including, but not limited to, damages to property or personal injury, that are caused by, arise out of, or are related to (a) your use or misuse of the Platform, the Services, the Services Content, or Temple IP, (b) your violation of these Terms, (c) your Wallet, or your management, use, loss, or compromise of your Wallet, private keys, seed phrases, credentials, or devices, or (d) your violation of the rights of a third party, including another user of the Platform. The foregoing indemnity does not apply to the extent a Claim arises from an Indemnitee’s own fraud, gross negligence, or willful misconduct. You agree to promptly notify Temple of any third-party Claim and cooperate with the applicable Indemnitee in defending such Claim. You further agree that the Indemnitees have the right to control the defense or settlement of any third-party Claim.

The Platform may contain links to third-party websites or services that are not owned or controlled by Temple. Temple assumes no responsibility for the content, privacy policies, or practices of any third-party website or service. You acknowledge and agree that Temple will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused to you by or in connection with your use of or reliance on any such website or service.

Please read the terms and conditions and privacy policy of each third-party website and service that you use.

Temple will not be liable or responsible for any failure or delay in performance, or for any loss, arising out of or relating to causes beyond its reasonable control, including acts of God; natural disasters; epidemics or pandemics; war, terrorism, or civil unrest; governmental or regulatory action; changes in law; labor disputes; power, internet, or telecommunications failures; failures, downtime, congestion, forks, or reorganizations of the Canton Network or any other blockchain network; smart-contract exploits or failures; or the acts, omissions, or failures of third parties, including bridge infrastructure providers, token issuers, Wallet Issuers, and other service providers.

You agree that Temple, in its sole discretion, may suspend or terminate your use of the Services if Temple believes that you have violated or acted inconsistently with the letter or spirit of these Terms. Any suspected fraudulent, abusive, or illegal activity that may be grounds for termination of your use of the Services may be referred to appropriate law enforcement authorities. You agree that any termination of your access to the Services under any provision of these Terms may be effected without prior notice and acknowledge and agree that Temple may immediately deactivate or delete your Account and all related information and files in your Account and/or bar any further access to such files or the Platform. Further, you agree that Temple will not be liable to you or any third party for any termination of your access to the Platform or Account deactivation or deletion.

Temple may also in its sole discretion and at any time discontinue providing the Services, or any part thereof, with or without notice.

Following termination of your Account or withdrawal of a Delegated Operator Authorization, your access to the Services may be limited to an emergency withdrawal of your trading balances to your connected wallet(s), subject to legal and technical constraints, network conditions, and any applicable compliance hold, including holds required by the Bank Secrecy Act, OFAC sanctions, or other applicable law. Temple is not obligated to complete any emergency withdrawal where doing so would violate applicable law or is not supported by the relevant network or smart contract.

Without limiting the foregoing, we have the right to cooperate fully with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Platform. YOU WAIVE AND HOLD HARMLESS TEMPLE, ITS LICENSEES, AND ITS SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY ANY OF THE FOREGOING PARTIES DURING, OR TAKEN AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

The provisions of these Terms that by their nature should survive termination will survive, including, without limitation, the sections titled Non-Custodial Architecture; No Brokerage; Third-Party Bridge Infrastructure; Your Wallet; Wallet Security and Responsibility; Temple Intellectual Property Rights; Disclaimer of Warranties; Liability Limitation; Indemnification; Force Majeure; Disputes; Dispute Resolution by Binding Arbitration; Governing Law; and Miscellaneous, together with any accrued rights, obligations, and liabilities of the parties.

You agree that you are solely responsible for your interactions with any other user of the Platform in connection with the Services, and Temple will have no liability or responsibility with respect thereto. Temple reserves the right but has no obligation, to become involved in any way with disputes between you and any other user of the Platform.

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

This Dispute Resolution by Binding Arbitration section is referred to in these Terms as the “Arbitration Agreement.” You agree that any and all disputes and claims that have arisen or may arise between you and Temple, whether arising out of or relating to these Terms (including any alleged breach thereof), the Services, the Platform, any advertising, or any aspect of the relationship or transactions between us, will be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court if your claims qualify.

Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms, you and Temple are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.

YOU AND TEMPLE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND TEMPLE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING.

ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S), EXCEPT THAT YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD PUBLIC INJUNCTIVE RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE ENFORCEABILITY OF THIS PROVISION.

Temple is always interested in resolving disputes amicably and efficiently, and most users’ concerns can be resolved quickly and to the user’s satisfaction by emailing us. You must always reach out to us first to engage in good-faith efforts to resolve disputes before initiating arbitration or small claims court proceedings.

A party who intends to seek arbitration must first send to the other a written Notice of Dispute (“Notice”). The Notice to Temple should be sent by certified mail to Temple Digital Group Inc. at 228 Park Ave S, New York, NY 10003, USA (“Notice Address”). The Notice to you will be sent via email or any other means possible. The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If Temple and you do not resolve the claim within 60 calendar days after the Notice is received, you or Temple may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Temple or you will not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Temple is entitled.

Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Consumer Arbitration Rules, if applicable, (collectively, the “AAA Rules”), as modified by this Arbitration Agreement. For information on the AAA, please visit its website at http://www.adr.org.

Information about the AAA Rules and fees for consumer disputes can be found on the AAA’s consumer arbitration page at https://www.adr.org/consumer. If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration. The arbitrator must also follow the provisions of these Terms as a court would. All issues are for the arbitrator to decide, including issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement. Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can. Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons.

Unless Temple and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of their ability to travel and other pertinent circumstances. If the parties are unable to agree on a location, the determination will be made by AAA. If your claim is for $10,000 or less, Temple agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator will issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.

Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed by the AAA Rules unless otherwise provided in this Arbitration Agreement.

All aspects of the arbitration proceedings, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.

If a court or the arbitrator decides that any term or provision of this Arbitration Agreement (other than the subsection above titled “Prohibition of Class and Representative Actions and Non-Individualized Relief”) is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement will be enforceable as so modified. If a court or the arbitrator decides that any of the provisions of subsection above titled “Prohibition of Class and Representative Actions and Non-Individualized Relief” are invalid or unenforceable, then the entirety of this Arbitration Agreement will be null and void, unless such provisions are deemed to be invalid or unenforceable solely with respect to claims for public injunctive relief. The remainder of these Terms will continue to apply.

Notwithstanding any provision in these Terms to the contrary, Temple agrees that if it makes any change to this Arbitration Agreement (other than a change to the Notice Address), you may reject such change by sending Temple a written notice within 30 calendar days of the change to the Notice Address. By rejecting any change, you are agreeing that you will arbitrate any dispute between us in accordance with the language of this Arbitration Agreement as of the date you first accepted these Terms (or accepted any subsequent changes to these Terms).

Users from California are entitled to the following consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted (a) via email at [email protected]; (b) in writing at: Department of Consumer Affairs, Consumer Information Division, 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834; or (c) by telephone at (800) 952-5210 or 1-800-735-2929 (TTY). You may contact Temple at https://templedigitalgroup.com/contact.

If any provision of these Terms is found by a court of competent jurisdiction or an arbitrator to be invalid, the parties agree that the court or the arbitrator, as applicable, should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these Terms will remain in full force and effect.

You may not assign these Terms without the prior written consent of Temple, but Temple may assign or transfer these Terms, in whole or in part, without restriction.

These Terms will be governed by the laws of the State of New York without giving effect to their principles of conflicts of law. With respect to any disputes or claims not subject to arbitration, as set forth above, you and Temple submit to the personal and exclusive jurisdiction of the state and federal courts located within New York, New York.
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If you access or use the Platform outside of the U.S., you are responsible for ensuring that your access and use of the Platform in such country, territory, or jurisdiction does not violate any applicable laws.

Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity. You may be subject to additional terms and conditions that may apply when you use affiliate or third-party services (including third-party protocols, infrastructure, and providers used in connection with the Bridge Service), third-party content, or third-party software. The failure of Temple to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of the Services or the Platform, or these Terms, must be filed within one year after such claim or cause of action arose or be forever barred.

A printed version of these Terms and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to these Terms to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. The section titles in these Terms are for convenience only and have no legal or contractual effect. Notices to you may be made via email. If you do not provide us with an email address, notices will be made in any way reasonably possible. Temple may also provide notices to you regarding changes to these Terms or other matters by displaying notices or links to notices generally on the Platform.

The Privacy Policy and all the additional terms, guidelines, and rules as set forth on the Platform are hereby incorporated by reference into these Terms and expressly agreed to and acknowledged by you.

This Electronic Records and Signatures Disclosure (“E-SIGN Disclosure”) applies to your use of the platform and services provided by Temple Digital Group Inc. (“Temple,” “we,” “us,” or “our”) through the website located at https://templedigitalgroup.com (the “Platform”) and any related services (collectively, the “Services”). This E-SIGN Disclosure is provided to you in accordance with the Electronic Signatures in Global and National Commerce Act, 15 U.S.C. § 7001 et seq. (the “E-SIGN Act”), and applicable state electronic transaction laws, including the Uniform Electronic Transactions Act (“UETA”) as adopted in applicable jurisdictions.

Please read this E-SIGN Disclosure carefully before providing your consent. By connecting your wallet to the Platform or otherwise affirmatively accessing or using the Services as described in the Consent Acknowledgment section below, you agree to receive certain records and communications from Temple electronically rather than in paper form. You are not required to consent to receive electronic records as a condition of purchasing any good or service from Temple; however, if you do not consent, you may not be able to use or access the Services, including the Delegated Operator Authorization or the Onboarding Contract described in the Temple Terms of Use.

Scope of Consent

Your consent to receive electronic records applies to all records, disclosures, notices, authorizations, acknowledgments, and other documents and communications that Temple may be required or may choose to provide to you in connection with your use of the Platform and the Services (collectively, “Electronic Records”). This includes, but is not limited to, the following categories of records that may be provided or made available during the course of our relationship:

Your consent covers all identified categories of records that may be provided or made available during the course of your relationship with Temple, and is not limited to any single transaction.

Your Right to Receive Paper Records

You have the right to receive any Electronic Record in paper (non-electronic) form. You may request a paper copy of any Electronic Record at any time by contacting us at the address or email provided below. Temple will provide the requested paper copy at no charge, unless otherwise stated at the time of your request. Temple reserves the right to impose a reasonable fee for paper copies in the future, and will notify you of any such fee before it takes effect.

To request a paper copy of an Electronic Record, please contact us at:

Email: [email protected]

Mail: Temple Digital Group Inc., 228 Park Ave S, New York, NY 10003, USA

Your Right to Withdraw Consent

You may withdraw your consent to receive Electronic Records at any time. To withdraw your consent, you must send a written notice to Temple by email at [email protected] or by mail to Temple Digital Group Inc., 228 Park Ave S, New York, NY 10003, USA. Please include your full name, the email address associated with your Account, and a clear statement that you are withdrawing your consent to receive Electronic Records.

Your withdrawal of consent will be effective within a reasonable period of time after we receive your notice. Please be aware of the following conditions and consequences of withdrawing your consent:

How to Update Your Contact Information

It is your responsibility to keep your electronic contact information current so that Temple can communicate with you electronically. You must promptly notify Temple of any change in your email address or other information needed to contact you electronically. You may update your contact information by:

If we are unable to reach you because your contact information is out of date, we may, in our sole discretion, treat your failure to maintain current contact information as a basis for suspending or restricting your access to the Services.

Hardware and Software Requirements

To access, receive, and retain Electronic Records provided by Temple, you must have the following:

If there is a material change in the hardware or software requirements needed to access or retain Electronic Records, and that change creates a material risk that you will not be able to access or retain subsequent Electronic Records, Temple will provide you with an updated statement of the revised hardware and software requirements, along with notice of your right to withdraw consent without the imposition of any fee or any condition or consequence that was not previously disclosed. Temple will then seek your renewed affirmative consent before continuing to deliver Electronic Records to you.

How Electronic Records Will Be Delivered

Temple may provide Electronic Records to you by one or more of the following methods:

Electronic Records will be deemed provided to you when they are sent to your email address on file or made available on the Platform, regardless of whether you actually access or review them.

Federal and State Law

This E-SIGN Disclosure is governed by the E-SIGN Act (15 U.S.C. § 7001 et seq.) and, to the extent applicable, the Uniform Electronic Transactions Act as adopted in your state of residence. Nothing in this E-SIGN Disclosure is intended to limit or modify the content, timing, or other requirements applicable to any particular record or disclosure under any other federal or state law. All Electronic Records provided pursuant to this Disclosure will comply with applicable legal requirements for content and timing, and will be provided in a form that is capable of being retained and accurately reproduced for later reference.

Consent Acknowledgment

BY ACCESSING THE PLATFORM IN ANY MANNER, INCLUDING BY VISITING THE WEBSITE, CONNECTING YOUR WALLET TO THE PLATFORM, OPTING IN TO THE ONBOARDING CONTRACT, OR OTHERWISE USING OR ACCESSING THE SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ AND AGREE TO THIS E-SIGN DISCLOSURE AND THE TEMPLE TERMS OF USE. IF YOU DO NOT AGREE TO THIS E-SIGN DISCLOSURE, YOU MAY NOT ACCESS THE PLATFORM OR USE THE SERVICES.

This E-SIGN Disclosure is presented to you electronically before you access or use the Services. Your continued access to or use of the Platform or the Services after this Disclosure has been made available to you constitutes your affirmative electronic consent to receive Electronic Records as described herein, and reasonably demonstrates that you can access information in the electronic form that will be used to provide Electronic Records, in accordance with 15 U.S.C. § 7001(c)(1)(C)(ii) and applicable provisions of UETA.

By continuing to access or use the Platform or the Services after this Disclosure has been made available to you, you acknowledge and confirm that:

If you do not wish to consent to receive Electronic Records, do not access, connect your wallet to, or otherwise use the Platform or the Services. You may request paper copies of any required disclosures by contacting us at [email protected].

Questions? If you have any questions about this E-SIGN Disclosure or your consent, please contact us at [email protected] or write to Temple Digital Group Inc., 228 Park Ave S, New York, NY 10003, USA.